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As employees embrace the ability to “work from anywhere”, it’s critical to point out a common mistake. Before relocating, it’s essential employees let you know before they make the move. If they move first, then notify you, these are common issues we've seen employers...
On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (ARPA).  The ARPA brings two big benefits changes. 100% COBRA subsidies: from April 1, 2021 through September 30, 2021 for individuals and family members who lost health plan coverage due to involuntary...
On Friday, February 26, 2021, the U.S. Department of Labor (DOL) issued guidance regarding the suspension of benefit plan deadlines during the "outbreak period". (See EBSA Disaster Relief Notice 2021-01). This new guidance was necessary due to a provision of ERISA that states that the D...

Going Global with Benefits

In most companies, the first international new hires are salespeople. Typically, the head of sales comes to HR and says something like, “Hey, we’re going to expand” or “I just hired someone in Ireland.” (Or Bolivia, or T...

Lumity Welcomes New Benefits Consultant Nicholas Beckman

Lumity is excited to announce benefits industry veteran Nicholas Beckman has joined Lumity as a Benefits Consultant. Nick will be responsible for defining and implementing the benefits strategy for several of the country's leading technology...

How to Leverage Claims Analytics

At around 250 employees, your company should be getting your medical claims from your broker or carrier. This claims visibility is a good start to understanding your healthcare costs, but this is just the first step. The real key to managing cos...

IRS Extends Deadline to Issue Health Coverage Forms to Employees

3 Things You Need to Know The IRS has extended the due date for employers to provide 2018 health coverage information forms to individuals. Employers have until March 4, 2019. The extension means your employees may not receive Forms 1095-B or...

The Seduction of All-in-One HR Technology

A core premise of tech is the promise of scalability and automation. But in the HR and benefits technology landscape, this promise can feel hollow when it comes to all-in-one HR tech players. The magic and fulfillment just isn’t there yet, and...

How to Drive HSA Adoption: Find Your Employer Contribution Sweet Spot

In our previous post, we learned the first step to increase Health Savings Account (HSA) adoption is "just get started with an employer contribution.” As you continue to build your HSA adoption momentum, we'll move on to step 2:...

Lumity Now Integrates with Okta

Lumity is pleased to announce our platform integration with Okta, a leading security and identity management service provider. Okta integration syncs identities and devices. The integration delivers single-sign on, secure access to the Lumity healthc...

Lumity Welcomes National Employee Benefits Practice Leaders

Lumity is excited to announce Amit Ahluwalia has joined our executive team as National Employee Benefits Practice Leader. Amit is an industry veteran having built and scaled successful cross-functional teams in the benefits and HR tech space. Amit...

Lumity Welcomes New Head of Client Services

Lumity is excited to announce Suzi Harstrick, a fintech industry veteran, as our Vice President of Client Services. Suzi and her team will be responsible for client-facing accounts and employee-level support. In her career, Suzi has deli...

Qualifying Event Documentation

When a significant even happens in your life, you may be able to make changes to your employer-sponsored health insurance to add or drop coverage for you or dependents. When this happens, the insurance company requires certain documentation to confir...

Benefits Modeling: How to Speed-Date Plan Design

Providing a quality benefits plan is of critical for attracting and retaining talent. If you've begin thinking that your current plan isn't isn’t quite all you need it to be and you’re looking for a change, it's important...

Wellness Programs: The Truth about ROI

If implemented correctly, wellness programs clearly provide excellent benefits to all employees.  Lifestyle management incentives can positively impact a workers physical and mental health- leading to increased productivity and decreased sick da...

Consumer Driven Health Plans: Know your Options

Health care costs are at an all time high.  As premiums and employee medical claims continue to rise you may be considering an alternative to traditional health insurance plans. Many employers are turning to consumer driven health plans to softe...

Zenefits Has Its Icarus Moment

You can find the original post on Linkedin The news is out and everyone is now reacting to the departure of Parker Conrad, former CEO of Zenefits. For such a high-flying company, literally one of the fastest growing enterprise SaaS companies in...

Health Savings Account Reimbursement Confusion

There are many benefits of Health Savings Accounts (HSA) for people who find that High Deductible Health Plans are a good choice for their coverage needs. One of those benefits is the ability to pay yourself back on medical expenses from the money yo...

Spotlight Series: How to Fix Excess Health Savings Account Contributions

When you have a Health Savings Account (HSA) and you know that for 2016 you can only contribute a maximum of $3,550 and $6,650 for individual and family coverage respectively, somewhere along the way it's possible that you contributed m...