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Spotlight Series: Year-End Health Savings Account Eligibility And Tax Season
Yes, it's the end of the year and tax season seems far away, but as many may have switched to an HSA-qualified HDHP during open enrollment, it's important to know how year end eligibility in 2015 could affect your taxes in April of 2016 and b...
Spotlight Series: Avoiding the Pitfalls of Health Savings Accounts
Having already beaten the drum of HSAs in a previous post, it’s also prudent to identify the negative aspects that can be associated with the use of these accounts. After you’ve decided that an HSA-qualifying HDHP is for you and you&rsquo...
Spotlight Series: Health Savings Accounts and the Inherent Gamble of Health Insurance
Insurance as an industry calculates probabilities of pooled risk. Insurance companies are betting that we (as individuals and on a larger scale, employment groups) will pay more in premiums than they will in medical care costs. As they make this bet,...
Spotlight Series: A Health Savings Account Rundown
We at Lumity tend to hail the existence and use of Health Savings Accounts (HSAs) more often than not, partially because our customers tend to have younger, relatively healthy individuals and families in their group that benefit from the selection of...
A Glossary of Health Care Terms
Claim A formal request to an insurance company asking for a payment based on the terms of a certain health insurance policy – usually made by the healthcare provider based on services you use. Co-insurance A percentage of co...
Data Demystifying Open Enrollment
How data insights and one-on-one benefits counseling creates the best open enrollment experience for employers and employees. Open enrollment meetings can evoke memories of an hour spent in a cold conference room with coworkers, getting confused t...
Level (partial-self) funding: A data-driven path to self insurance
The Affordable Care Act has caused a fundamental shift in the way employers think about offering healthcare and health plans to employees. Starting in 2016, the onset of the Employer Mandate and the expansion of Community Rating&n...
Spotlight Series: ACA Community Rating - How Data Can Help You Navigate Rate Shocks
Data drives decisions. No matter the size or relative impact of the decision, data is necessary. When the decision is as impactful as the kind of health insurance to choose for your employees, it becomes even more critical. Small and medium-sized...
Spotlight Series: The Employer Mandate 2015
Compliance with the employer mandate in the ACA isn’t hard with the right reporting system and technology. In this post, we’ll shine a light on what you need to know and do to comply. When you're done, get in touch with us and see how...
Lumity Receives $14M in Series A Led By The Social+Capital Partnership
Big things are happening here at Lumity. Our core belief, that people should be able to easily access the information they need to make the right health insurance decisions no matter the size of their employer, drives us. Today we are happ...
Democratizing Health Insurance for the 99%
By Tariq Hilaly, Co-Founder and CEO For many Americans the healthcare system is a disaster. The cost continues its steady march upward. Insurance premiums are skyrocketing 3x faster than inflation1 - often for reasons few understand. There’s...
